Rather than review this myself, it’s easier just to quote a recent article from www.thisismoney.co.uk
“Ryan’s website invites you to click on a link for details of his latest easy-money business opportunity. The link takes you to a separate website at digital-direct.info. And the registered owner of that site is David Howseman, though the address he gives is the house in Cinderford, where the man now calling himself David Ryan lives.
“What’s on offer is awfully like the schemes we have seen before from Howseman. Five years ago, he called himself the Internet Resource Company, charging £150 for advice on how to sell information, from brief reports to entire books, which Howseman supplied.
“He promised continuing help to make the scheme work, with a money-back guarantee if this proved impossible. But people had problems in claiming on the guarantee when the scheme did not work. Howseman told me he blamed his customers for not trying hard enough, but Essex Trading Standards Department ‘persuaded’ him to hand over the refunds.
“In 2003, from a new address in Gloucestershire, Howseman was charging people to join the Entrepreneurs Mentoring & Training Association. This seemed to consist of just Howseman himself.
“In 2004, calling himself Ryan, he was running the Ultimate Internet Leverage Marketing System, claiming: ‘I guarantee that even a complete novice can make a minimum of £500 profit per week using the internet with my methods.’
“And a year or so ago, he was recruiting for a Panama-based pyramid scheme called Emerald Passport. Howseman is emigrating to Mexico, but before he leaves he will show people how to become a millionaire within 36 months, for just five to 10 hours of work a week.
“The price is £347, and what you get are instructions on how to advertise in newspapers, or on the internet, or by mailshot.
“Howseman says he became amaire in less than three years. However, his Essex home was pleasant but modest, and his £185,000 house in Cinderford is the same. Riches have not spoilt him.
“But buyers should beware. Howseman’s money-back guarantee applies only if you prove you tried to make his scheme work. And as Paul Loveridge of Gloucestershire Trading Standards told me: ‘People should consider that any business scheme may involve further outlay.’
“It could easily cost you far more than £347 to try to make the scheme work, and if you have not spent a small fortune on advertising, Howseman could fall back on his old excuse that you haven’t tried hard enough.”